Elements 4 Loan Company
Providing a wide range of mortgages for all types of applicant
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Elements 4 Loan Company

Frequently Asked Questions

I'm self employed, can I still get a mortgage?

YES. We can help you if you're self employed whether you have accounts or not.

I am a council tenant, can I get a right to buy mortgage?

YES. We are specialists in getting council tenants right to buy mortgages. Competitive rates and extra cash to spend as you please.

I have arrears, can I still get a mortgage?

YES. Our mortgages are available to people regardless of circumstances including those with arrears.

I have county court judgements (CCJs), can I still get a mortgage?

YES. Our mortgages are available to all circumstances including those with ccjs.

I have a bad credit rating, can I still get a mortgage?

YES. Whether you have a bad credit rating from past problems or simply because you have not had previous credit, we can help you get a competitive rate on a mortgage.

I have had credit problems, can I still get a mortgage?

YES. Our mortgages are available to all circumstances regardless of past credit problems or difficulties.

I have no proof of income, can I still get a mortgage?

YES. We offer self certification mortgages at competitive rates.

Can I get a buy to let mortgage?

YES. We are specialists in the buy to let sector. Cheap rates with low deposits..

Do you deal with many mortgage lenders?

YES. We deal with a variety of lenders, including many household names, and offer many exclusive schenes enabling us to place most business.

Do you do non status mortgages?

YES. We have a dedicated team processing mortgages for people with less than perfect credit histories and a multitude of credit problems.

Do you offer a mortgage calculator?

YES. click here and it will open in a new window.

Are you mortgage brokers?

YES. As mortgage brokers we can look for the best deals for you from the many lenders we deal with, saving you time and money.

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Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgages.
CFSL, Cavendish Financial Services Ltd, 192 Derby Road, Nottingham, NG7 1NF
Cavendish Financial Services Ltd is authorised and regulated by the Financial Services Authority. The overall cost for comparison is 7.9%APR. A completion fee may apply subject to plan chosen of between 0% and 2% with a minimum of £500.